Apparently this is a thing. So I am trying it for a bit of inspiration. they will be frugal but maybe not always five.
I cant remember if we talked about this already but I changed car insurance provider when the exciting insurer wanted increase my premium by about 300% when Jamal passed his test. I changed to Admiral and instead of 300% we had 50% decrease. Yay! And then they rang me and said we can do a second car cheaper and you get discount, so I added Fahed's car and saved, in total across both cars, approx 1200. Then the guy rang again and asked about house insurance. I couldn't find the paperwork so had to call them and get info. It turns out that it was being renewed that day, 1st November, so I had to leap into action a bit more than usual and get the Admiral quote. Saved me another £100. I am gobsmacked actually as I do shop around but hadnt realised multi policy discount was quite as worthwhile.
Oh yes, we bought meat from the farm instead of the supermarket and saved about £70. This will probably be more in later months as we discover some of the cheaper cuts.
I sorted out my sons tax and tax code and he got last years back and this years will adjust in the next pay period, so an extra £1000 in their pockets.
I haven't done this yet but I am almost on it. This app rounds up all debit card payments, and this is how i pay for everything except normal bills, and the balances goes into an investment account. Moneybox. Looks like it works and I will be setting it up
Not really frugal but I did help my sons girlfriend with her business plan to ramp up her podiatry business. New website is now launched here and new customers are coming thick and fast