I dont know how time passes so quickly but it seems like an eternity since I was here.
Lets have a catch up. How is everyone?
Life has returned to normal in our house. No-one is in hospital or off sick. I hope I am not tempting fate, especially as I don't believe in such things, but at the moment we are all good. Fahed has some knee pain but its fading. The back is good and the vitamin D supplements seem to me to be life changing. He is so full of energy, its so lovely. So life hasn't returned to normal but to a new normal.
Having so much time on my hands has given me plenty of time for reflection. Also we had major changes at work. Lost most of our directors and worse, our direction. Bearing in mind we are social housing providers and what we do is important to us minions. Amongst many other changes we had our pension scheme stopped. So from July this year I feel my golden handcuffs removed.
So that has led me on to doing our budget from now until retirement and beyond. Just to make sure we are going to be okay. Ladies and gentleman, let me unveil my new priorities!
Year 1 (which randomly runs until October in my strange mind)- plenty of travel and fun
Year 2 Oct 2018-Oct 2019 Make a concerted effort to save £20k to finish the old house in Crete. That's the house we call Villa Aziza. Any further money to be spent in Crete must come from renting out the Crete properties. In these years I also have pocket money budgeted so plenty of super economical travel still gets done.
Years 3, 4, 5 and maybe 6 Up to 2022/23 - All the extra cash goes to the mortgage. I think I can overpay sufficiently to really get the mortgage wiped up by the end of that time.
Year 6 or 7 onwards - At this point I could sensibly afford to leave work. And I probably will.
We also have a plan that when we retire we will travel for longer periods. Fahed has mild Aspbergers and short trips drive him bonkers but long trips are fine, so we are going to be all over that!
Bring it on!