Financial – Formal budget and have minimised costs. All set up jar system for shopping, fuel, etc. All leftovers to go into the emergency fund. All additional income to holiday fund. Pocket money for each of us. The budget deals only with my salary. Faheds money is for investment in the properties which we call Faheds pension.
Domestic – Weekly plan for cleaning but it gets easier anyway as there is less stuff. Meal planning . Continue shopping as now. Healthy eating for all.
Pleasure – My favourite pastime is travel . All money from Amazon, Quidco, Ebay etc to go to the travel fund. Fortunately I also get a lot of pleasure from other areas of life, cooking, crafts, reading and hopefully Salsa dancing. Even my spread sheets and meal planning are fun.
Fitness – Lose 28lbs, improve fitness, reduce back pain. Be fit enough for short hike by end of year. Eat more healthily, regular weekly exercise (gym, swim, exercise bike, walking, Salsa dancing). Cost: Salsa lessons £7 per week each. Gym & swimming are free as Fahed teaches at the local leisure centre.